How to Request Flexible Spending Account (FSA) Reimbursement for the VIBE

If you're considering using your Flexible Spending Account (FSA) to purchase the VIBE, this guide will help you navigate the process. While FSAs often cover medical devices, approval depends on your specific FSA plan and the documentation provided.

Step 1: Understand FSA Eligibility

The VIBE is an FDA-recognized general wellness device. It is not a medical device, but it supports overall wellness, relaxation, and well-being. FSAs may cover such devices if they are deemed medically necessary by your healthcare provider. Some FSAs classify wellness devices similarly to TENS units, which are often eligible for reimbursement.

Step 2: Contact Your FSA Administrator

Before submitting a claim, reach out to your FSA administrator to confirm whether the VIBE qualifies under your plan. Use the following points to describe the VIBE:

Device Type: A portable Pulsed Electromagnetic Field (PEMF) device supporting general wellness.
Comparison: Similar in purpose to a TENS unit, which may already be covered.
Intended Use: Enhances relaxation, supports natural recovery, and promotes overall well-being.

Step 3: Obtain a Letter of Medical Necessity (LOMN)

If required, request a Letter of Medical Necessity (LOMN) from your healthcare provider. This document should:

State your health needs and why a wellness device like the VIBE may be beneficial.
Describe the intended use of the VIBE for your condition or wellness goals.
Emphasize that the device supports your overall health and quality of life.

Step 4: Submit Your Claim

Most FSAs require the following documents for a claim:

Proof of Purchase: A receipt or invoice showing the purchase of the VIBE.
Letter of Medical Necessity: If applicable.
Claim Form: Provided by your FSA administrator.

Ensure all documents are complete and submitted according to your FSA plan’s guidelines.

Step 5: Follow Up

After submitting your claim, follow up with your FSA administrator to check the status. If your claim is denied, ask for the reason and consider providing additional information or documentation to support your request.

FAQs

1. What if my FSA denies the claim?
Denials can occur if the VIBE is not categorized under your plan’s eligible expenses. Contact your administrator for clarification and determine if additional documentation can help.

2. Can I use an HSA instead?
Yes, Health Savings Accounts (HSAs) often provide more flexibility than FSAs. Contact your HSA administrator to explore this option.

3. Where can I get more information?
You can contact Resona Health's support team at info@resona.health for additional documentation or assistance.

By following these steps, you can increase your chances of getting FSA reimbursement for your VIBE purchase. While every FSA is different, being prepared and proactive can help you make the most of your benefits.